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How to perform micro-deposit verification
How to perform micro-deposit verification

An alternative method to verify your bank account

Updated over a year ago

Before performing these steps, you'll first need to start by adding a bank account using the steps listed in this support article. Once you've started this process, you can follow these steps to complete the verification. This process will take a total of 1 to 3 business days to complete.

How Micro-Deposits Work

Our system will send two very small deposits to your bank account of varying amounts. It will take 1 to 3 business days for those micro-deposits to arrive in your bank account. Once they arrive, you'll receive an email from our system informing you that they've arrived. You must check your bank account and identify the amounts sent to you. You will then return to the Horizon Payment Center and report to us the amounts you received to verify you have access to that bank account. For security and fraud prevention purposes, you will have no more than 3 attempts to do this successfully. After 3 attempts, you will need to delete the bank account and start over again by re-adding the bank account and initiating a new set of micro-deposits with new amounts.

Performing the Micro-Deposit Verification

After you've started the add bank account process, you will be prompted to provide your bank routing and account numbers. If necessary, you can find those numbers at the bottom of a check or deposit slip. You can also contact your bank to obtain this information.

Once you've done this, you'll see a confirmation email, and you'll see a note on the Bank Accounts tab in the Horizon Payment Center indicating that the micro-deposits are on the way. Now, you'll need to wait for them to arrive in 1 to 3 business days.

You will receive an email from us once the micro-deposits arrive. Be sure to wait for this email before attempting to continue. Check your bank accounts and return to the Horizon Payment Center. The previous message about the micro-deposits will be replaced with a button. Click the Verify Now button to finalize the verification.

If you don't see the Verify Now button, then we have not yet received confirmation from your bank of the micro-deposit arrival. Some banks deliver the micro-deposits to you a few hours before confirming delivery to us. You must wait for the email notification from us before attempting this step. Once you receive the email, that means we got confirmation of the micro-deposit arrival, and the Verify Now button will be ready for you to use. If this situation happens, the delay between delivery & notification is usually only a few hours.

Enter the amounts of the micro-deposits that you received. Remember, you only have 3 tries to enter correctly.

Once correctly submitted, then you're done. Your bank will be verified and ready for payments.

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