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Details on the fund transfer window
Details on the fund transfer window

Details about timing of funds transfers

Updated over a week ago

Electronic fund transfers are available via the option add-on service offered in the Horizon Payment Center, enabling secure and efficient transactions for officiating organizations and their officials. This article aims to shed light on the transfer process, including estimated arrival dates, differing completion times, and the normality of pending status in the payment center. Understanding these intricacies will help clarify any questions or concerns that may arise.

Estimated Arrival Dates and Transfer Timeframes

When initiating an electronic fund transfer via the Horizon Payment Center, it is essential to note that the completion timeframe can vary. Transfer times typically range from 1 to 5 business days, depending on the specific source and destination involved in the transaction. To give users an approximate idea of when to expect the funds, the software displays an "estimated arrival date," which serves as the latest possible arrival date to the destination.

Variation in Transfer Completion

It is worth mentioning that some transfers may arrive faster than others, leading to questions about why they are not listed as "processed" or completed in the payment center. This situation is entirely normal and occurs due to varying factors affecting individual transfers. While the funds may have been withdrawn from the sender's bank account, the payment center may still display the transfer as pending during the funds' availability verification process.

Verification and Normal Timing

The verification process ensures the availability of funds and confirms a successful transfer. As long as the transfer arrives no later than the estimated arrival date, it is considered normal and on time, regardless of the pending status. It is important to understand that fund transfers are not performed on a first-come-first-served basis. Each transfer has its own timeline, meaning that multiple transfers initiated on the same day can complete and arrive on different days and in any order.

Cutoff Time, Weekends, and Holidays

To ensure efficient processing, please keep in mind that the cutoff time for fund transfers is 5:00 PM Eastern Time (America/New_York). Any transfers created after this cutoff time and those initiated on weekends or federal banking holidays will begin processing on the next business day. This allows for timely and organized handling of transfers, aligning with standard business operations.

Ensuring Secure and Efficient Transfers

The variation in transfer completion times and the temporary pending status are standard aspects of the electronic fund transfer process. While it may raise questions or concerns, rest assured that these practices are in place to ensure secure and efficient transactions. The software and payment center diligently work to verify funds and complete transfers within the estimated arrival date, maintaining the integrity of the transfer process.


Electronic fund transfers via the Horizon Payment Center provide officiating organizations and officials with a convenient and reliable payment solution. Understanding the varying completion times, pending status, cutoff times, and processing on weekends and holidays will help alleviate any concerns arising during the transfer process. Fund transfers are completed within the specified timeframe, and while some transfers may arrive faster than others, they are all considered normal and on time as long as they arrive by the estimated arrival date. Should you have further questions or require assistance, our support team is available to provide guidance and address any concerns you may have.

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